Beginner difficulty level

Smart Money for Kids: How to Save, Spend & Grow Your Money

Right now, 97% of all money in the world doesn't physically exist. No bills, no coins — just numbers on screens. The material in a $100 bill costs 17 cents. A loss of $100 literally hurts your brain twice as much as finding $200 feels good. And one penny doubled every day for a month turns into over 5 million. You don't need to know anything about economics — just bring your curiosity. By the end, you'll be the person who actually understands why people make weird decisions with money, how stores manipulate you with "50% OFF," and why starting to save at 12 beats starting at 30. That's knowledge most adults don't have. Your first "wait, THAT's how it works?!" moment hits in lesson 1 — when you discover the nightmare of trying to trade a chicken for sandals. By lesson 22, money stops being a boring adult thing — it becomes the most powerful made-up story in human history. And you'll know exactly how it works.

Collaborative product

Author

Allen Hill

Prompt engineer, Production designer

9 students English language

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A personalized, immersive learning environment designed for the digital generation — built to win attention, deepen engagement, and help every learner absorb knowledge effortlessly.

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Universe

What you’ll learn

  • Money is made up

    Trace how humanity went from swapping cows to trusting numbers on a screen — and why a $100 bill is 99.83% pure belief. You'll never look at a coin the same way.

  • Your brain is lying about money

    Discover 6 cognitive traps that make you spend irrationally — from why losing ₽100 hurts more than finding ₽200 feels good, to why "50% OFF" is a trick. You'll start seeing them everywhere.

  • How money grows (and vanishes)

    Learn the force Einstein allegedly called the 8th wonder of the world — compound interest — and see how it either builds your fortune or buries you in debt. One penny, doubled 30 times, becomes 5 million.

  • Money in your actual life

    Put it all together: decode ads like a pro, understand why you buy when you're sad, learn why pizza costs different amounts in different countries, and walk away with a 5-point financial checklist you'll use forever.

What you'll get

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